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By the time I was exposed to permaculture (a design science that looks to nature’s closed-loop, no waste system as the model) I had already amassed a bit of savings in my employer based retirement accounts. It wasn’t enough savings to consider myself rich, yet it was enough that I wanted to think about how to wisely steward it in more sustainable, regenerative and less extractive ways. I am not of the mindset to donate all of this money to charity (in part because, as I wrote about here, I don’t think charity is very effective in many cases). Nor am I inclined to invest it in a property to regenerate myself as I have just moved in with my boyfriend and want to support his efforts. Taking on an additional property would be beyond my current bandwidth.
This has left me looking to financial permaculture for guidance…. Continue reading “Financial Permaculture: Making Financial Independence (FI) More Meaningful & Resilient”
(I will return to the 3 part permaculture and financial independence series I initiated next month.)
Would you have guessed that there are camps at which adults gather to geek out about money and lifestyle optimization? Well there are. After learning about them the wheels in my own head started spinning with thoughts of convening such an event for those looking to dive deeper into sustainable living as a path to financial independence retire early (FIRE). When I reached out to Vicki Robin, co-author of Your Money or Your Life, about this idea she suggested I get in touch with the organizers of one of the popular, already established FIRE events – Camp Mustache (CM), named after and organized by followers of the Mr. Money Mustache blog. Continue reading “3pfi at Camp Mustache 2019: A Break from Our Regularly Scheduled Program”
I discovered permaculture about the same time I began contemplating financial independence and lifestyle design while reading Tim Ferriss’s first book The Four Hour Work Week. Once somebody elects to jump down the wonderful rabbit hole that is permaculture they usually find that the principles and philosophy behind it inherently lead them toward a less mainstream, more sustainability-focused lifestyle. With permaculture’s focus on growing food and more wisely stewarding resources, permaculture practitioners often start spending less money and more mindfully stewarding their financial (and other) resources in order to live a more fulfilling life on their own terms. Continue reading “Permaculture FI Part 1: A Survey of the Online Landscape”
I live in a coastal city in Florida with a burgeoning arts movement and vibrant downtown. The quality of life that is achievable in this not too high cost of living area is quite impressive. That said it is one of those cities you might think twice about moving to if you read Tanja Hester’s Building Climate Change Into Your Early Retirement Plans blog post at Our Next Life. A variety of models show a good part of this city, including the downtown area, potentially ending up under water in the next 50 to 100 years. My city government is well aware of this possibility and is currently seeking input on an Integrated Sustainability Action Plan (ISAP). One word that comes up frequently in ISAP discussions is resilience – how do we make our city more resilient in the face of climate change, a potential economic crisis, or some other (natural or economic) disaster? It’s a very important question for any city to ask. We as individuals can also benefit from contemplating how to make our own lives more resilient. Continue reading “The Resilient Investor Map (RIM): A Helpful Tool for a More Resilient FI”
This month finds me with a very long to do list as I pack up my belongings and prepare my house to put it up for sale in a few weeks. I’ll be moving in with my boyfriend, just a couple miles away. I’m selling the house because I don’t want to be a landlord. However, my boyfriend and I have considered investing in a property close to his house at which we could host small group retreats teaching others about sustainable living and investing as a path to financial independence. We’ll see what the future brings on that front…. Continue reading “In Lieu of a February Blog Post”
In an ideal world all of the answers to my questions pertaining to a more environmentally and socially conscious path to financial independence, particularly as it relates to regenerative (vs. extractive) investing would magically appear while searching Google (or Ecosia.org if we want to plant trees with each search). I gather that many people reading this blog seek answers to these questions as well. I have encountered hints of answers on various websites and plan from time to time to interview some of the thought leaders and key practitioners I’ve learned about in this space. Continue reading “Regenerative Investing – An Interview with Ethan Roland Soloviev”
The end of a calendar year finds many people fortunate enough to have discretionary income strategically doling out charitable contributions, giving in ways and amounts that enable them to support causes that are important to them, while maximizing tax breaks and other efficiencies within our financial structures. The Financial Independence Retire Early (FIRE) community is no exception and includes some who optimize even their philanthropic activities via donor advised funds. Continue reading “The Dissonance of (FI) Philanthropy”
Previously, here at the home of 3pfi we reflected on how we might apply some of the solutions recommended in the book Drawdown: The Most Comprehensive Plan Ever Proposed to Reverse Global Warming and benefit from them in the pursuit of financial independence. In this post I’d like to continue these musings working our way through a few more of the one hundred solutions posited in the book. As outlined in that last post, the solutions are grouped into seven categories: energy; food; women and girls; buildings and cities; land use; transport; and materials. Continue reading “Could Drawdown Be the Most Comprehensive Plan for Financial Independence Ever? – Part II”
Last month I attended a presentation by Paul Hawken editor of Drawdown: The Most Comprehensive Plan Ever Proposed to Reverse Global Warming, which was released last year. This plan developed by a team of scientists, consists of 80 solutions (see the summary here) grouped into seven categories: energy; food; women and girls; buildings and cities; land use; transport; and materials. I thought it could be interesting to ponder some of the suggested solutions in relation to the pursuit of financial independence. This seems especially timely given recent posts emphasizing sustainability and climate change on other FI oriented blogs, most notably Our Next Life and Tread Lightly, Retire Early. Continue reading “Could Drawdown Be the Most Comprehensive Plan for Financial Independence Ever? – Part I”
A number of female bloggers in the FIRE space are highlighting the connections between sustainable living and financial independence. One of those young ladies is Catherine, one of two sisters behind the website Sisters for FI. I gladly accepted her invitation to submit a guest post, which is the first in a new series on their site showcasing women, who are simultaneously pursuing FI and a triple bottom line, which equally values people, planet, and profit (3pfi) — sounded like a great fit to me!!! Continue reading “My Guest Post on Sisters for FI”